My Army Research

Below is a list questions/answers/info that I've found, and it may not be relevant but take a look, and if you see something wrong, let me know.  Oh, and I didn't really edit it, it's just for me really.

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So here are my most recent questions (oh, and all of these apply to FULL TIME ACTIVE Army):

- Becoming an Officer

* If I go "straight" to OCS and I have already signed a 3 year enlistment from the beginning, do I have to do a total of 4 years?  Because after my officer commissioning I have to serve three years, correct?

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- How soon can I become an officer?  Is there a fast track program?  Do I go to BCT then AIT then OCS?  Can you explain that more? 

- When can I become an Officer? 

- Does becoming an officer remove any of the other bonuses?

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- What bonuses do I qualify for?  Here are the bonuses that I see available with the ones that I qualify for in bold.

- High School Senior Deferred Enlistment Bonus

- Active Army Seasonal/Quick-ship Bonus (?)

    * A seasonal bonus of up to $20,000 is available for qualified recruits in certain MOSs who enlist for at least two years and agree to report for training within 30 days.  Seasonal bonus levels are $20,000 and $6,000, depending on the selected MOS.

- Active Army Education Bonus (2 years or more enlistment)

    * Bachelors degree - $8,000

- Active Army Bonus for Civilian Skills (ACASP)

- Army Airborne Bonus

- Officer Candidate School (?) (http://findarticles.com/p/articles/mi_m0OXU/is_2_61/ai_n26776231/pg_2?tag=artBody;col1)

     * $8,000 (question, is this amount correct?)

     * Must serve 3 years after comissioning

- Army Reserve OCS Bonus

- Warrant Officer Flight Training Bonus

- Middle Eastern Translator Aid Bonus

- Army Ranger Bonus

- The National Call to Service (explain)

- The Montgomery GI Bill (either/or Student Loan Repayment Program)

- The Army College Fund (either/or Student Loan Repayment Program)

- Student Loan Repayment Program (3 years or more enlistment)

    * Up to $65,000

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- 2008 Basic Allowance for Housing Rates

I checked the latest info for zip code 22314

DC053 - Washington DC

E4 with dependents - $1718

E4 w/out dependents - $1304

Question: Does this sound correct?  You said it was $1555.00.

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Cost of Living (doesn't apply for our location)

- Based on base Zip code 

- Ex. Los Angeles, CA w/dependent @ E4 = $138

http://www.military.com/benefits/military-pay/cost-of-living-allowance#1

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2008 Pay Charts

E4 <2>

E4 >2 - $1848.90 (22,186.80)

O1 <2>

O1 >2 - $2659.80 (31,917.60)

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Basic Allowance of Subsistence (food only for service members)

Enlisted: $294.43

Officers: $202.76

Q. Do you just get a check every month or do you have to submit an expense report?

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- Clothing Allowances: Can you explain that?

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Here are the OFFICER jobs that I am interested in:

[most interested are in bold]

Officer Careers

- Military Intelligence Officer (35)

* Imagery Intelligence Officer

* All-Source Intelligence Officer

* Counterintelligence Officer

* Human Intelligence Officer

* Signals Intelligence/Electronic Warfare Officer

* All Source Intelligence Aviator

- Personnel Systems Management Officer (42B)

* Human Resources

- Quartermaster Officer (92A)

* Equipment, materials, systems... general managing

QUESTION:  What info do you have on those jobs, specifically the ones in bold?  What do I have to do to attain those jobs; a specific ASVAB score...?  QUESTION: Also, are those Military Intelligence usually overseas or here in the states?

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Here are the ENLISTED jobs that I am interested in:

[most interested are in bold]

- UAV Operator (15W)

- Intelligence Analyst (35F)

- Human Resources Specialist (42A)

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- Overall: From what I found out, to get maximum benefits (all that I, personally, qualify for) I only need to enlist for 3 years.  Does that make sense?

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Random Questions

- What are the Critical MOS's currently?

- Can I pick my first duty station? (Guaranteed First Duty Assignment)

- According to FSR2, is it possible to see what jobs are available with my ASVAB score of 77? (That's just from the sample test, I have yet to take the full test)

- Sergeant Ly told me to ask you about MOS's and units that haven't or aren't usually mobilized.  I understand it's a big possibility but I prefer to stay with my family as much as possible unless absolutely needed.

- I really am interested in becoming a recruiter too, so info on steps to attaining that is greatly appreciated.

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* About the Student Loan Repayment...

- Total, it looks like I have approx. $80,000 in qualifying loans (I'm checking on this)

- Can I give you my loan information and get a written verification saying that my loans indeed to qualify for being repaid?

- From what I understand, I don't get any money for it until my first year is complete (which will then be 33 1/3 or $1500 whichever greater, correct?) is there a way to file for "forbearance" to postpone my paying the loans until the Army starts as well?

- How hard is it to rank up from an E4 to an E5 (is it based on points and/or time?)

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This is what I have discovered as to the steps when enlisting, plese correct me if I am wrong:

Steps to enlisting

- Talk to recruiter

- Have the recruiter pull up FSR2 (and look at bonuses), look at the jobs just to see what it available, don't reserve a job yet

- Take the ASVAB

- Talk to recruiter and see if what I qualify for on FSR2; check enlistment bonuses and ship date

- Reserve/Request MOS and pick first station

- Go to MEPS & once pass all tests, swear in

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My current main concern is being able to "survive."  Hah, not physically, but financially as a family.  I currently make $65,000 (I don't know if I should tell you that so please keep it between us).  My wife works as a nanny currently but she spent almost a year as a teacher before that.

I want to make sure that either we can qualify for living off base and receiving money for that OR that we can live on base and bring our one dog and one cat.

Other than that, we just have car insurance, food (which the Army can help with?), and some other miscellaneous expenses.  So if the Army covers: rent, food, and loans we should be ok.

Becoming an officer is a goal of mine for a few reasons; I feel that I already have the ability to lead but with the proper instruction I can really make a difference; I want to put my college degree to good work; getting paid more will help me to provide for my family better.

General Information on me:

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Married but no children

1 dog & 1 cat

Have bachelors degree

Scored 77 on sample ASVAB (taken on GoArmy.com)

Feel free to ask me anything!  I'm looking for a recruiter who wants to help me and answer my questions and I promise to be honest with you as well, thanks again!

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http://usmilitary.about.com/od/armyjoin/ss/armyjoin_3.htm

Recruiters have access to FSR2 - Future Soldier Remote Reservations System

- Just pre-qualify for enlistment

- Pick job off the request system

- Get to MEPS within 7 days, take the physical and sign for the job

* FSR2 also provides the shipping date, enlistment bonus

* Of course the job isn't "guaranteed" at this point. The applicant has to meet the qualifications for the job (ASVAB, physical profile, security clearance requirements, ect.), which will be determined during the MEPS trip

Guaranteed First Duty Assignment. The Army and the Navy are the only active duty services which can offer a guaranteed first duty assignment. However, since the invasion of Iraq, the Army rarely offers this incentive anymore. When authorized, under the Army Program, you can get a written guarantee in your enlistment contract for your first duty assignment following basic training and job training (of course, there must be open positions for your particular job on the base before the Army will give it to you). This option is only available for certain, hard-to-fill Army Jobs. Additionally, the guarantee is only good for 12 months. After that, the Army can move you anywhere it wants.

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Student Loan Repayment Info

$$$$$$$$$$

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Qualifying Loans

The loan must be entered into before going joining the military. The following loans qualify for the College Loan Repayment Program:

    * Auxiliary Loan Assistance for Students (ALAS)

    * Stafford Student Loan, formerly know as the Guaranteed Student Loan (GSL)

    * Parents Loans for Undergraduate Students (PLUS). Must be incurred for the use of the individual contracting for the program (not others such as relatives)

    * Consolidated Loan Program. Only covers the member's education expenses

    * Federally Insured Student Loans (FISL)

    * Perkins Loan, formerly known as the National Direct Student Loan (NDSL)

    * Supplemental Loans for Students (SLS)

Army Eligibility

To be eligible for the Army LRP you must:

    * Decline enrollment in the Montgomery GI Bill in writing, using DD Form 2366

    * Have LRP guaranteed in writing in the enlistment contract (DA Form 3286-66).

    * Be a non-prior service accession.

    * Enlist with a high school diploma.

    * Have an Armed Forces Qualification Test score of 50, or higher on the Armed Services Vocational Aptitude Battery (ASVAB).

    * Enlist in one of the critical military occupational specialties (MOS). These MOS change quarterly. The local Army recruiter will have the current list.

    * Possess a loan that was made, insured, or guaranteed under the Higher Education Act of 1965, Title IV, Part B, D, or E prior to entering active duty. 

Here is how it works:

After each completed year of active duty your service branch will make a payment of 33-1/3 percent or $1,500, whichever is greater, on the total remaining original unpaid principal balance.

Forbearance:

Forbearance is an arrangement to postpone or reduce your monthly payment amount for a limited and specific period during which you are charged interest.

If you are temporarily unable, but willing to repay the loan(s), you may ask for a forbearance. The interest will accrue during a forbearance and it is the your responsibility. When you reenter repayment at the end of the forbearance period, any unpaid interest is added to the principal balance.

Unlike deferment most servicemembers qualify for forbearance. You must apply and qualify for a forbearance and the U.S. Department of Education must approve the request in order for a forbearance to be in effect. The process is quite simple.

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Hello Mike,

I am from fl. I've been in for 16 yrs.  I been an Finance Specialist for

all of my yrs in the service except for the last three yrs.  I have

always been state side. Single, no kids.

Becoming an Officer:

You will enlist for 3 yrs.  Your time start after you complete Basic

training and Officer Candidate school (OCS). You will submit a packet

and do an interview with my battalion.  Once your packet is a approved

you will go to the Military Entrance Processing Station (MEPS).  This

when you will find out when you will depart for Basic Training.  While

you are at basic training, you will get paid as an E4.  When you go to

OCS you will being to get paid as an E5. Once you graduate from OCS you

will be a 2LT.  If you fail out of OCS, the Army will pick your Job

Skill training. Bonus for Officers are dependent on the Area of Concern.

We do not know what the area of concern is.  You will not find that out

until you find out what type of officer you are going to be.

Enlisted:

You can enlist for 2,3,4,5,6 yrs...It is dependent on the job you

choose.  Some jobs take a long time to train which means you enlistment

obiligation will increase. You will go to Basic Training and Advance

Individual Training (AIT). You will enlist as an E4. Bonus are dependent

on the Job you select at the time.  The most you can get is a total of

40,000.

Basic Housing Allowance is dependent on the area that you get station

at.  While you are in training you will receive the following:

               E4              E5

Base Pay        1758.90 1918.80 taxable

BAH             1718            1855    non-taxable

Family Sep      250             250 (after 30 days) taxable

After training:

                       E4              O1

Base Pay:       1758.90 2,555.70 taxable

BAH             1718 1855 (If in this area...) non-taxable

BAS             294.43  202.76  non-taxable

As long as there is room for you and your family, housing will be

provided to you whether you are an officer or enlisted. If there is no

room for you then we will give you BAH to off set the cost.

Clothing allowance is give to enlisted members annually to pay for new

uniforms as needed. Officers do not get clothing allowance.

Steps for enlisting:

Speak with a recruiter

Take the ASVAB

See what jobs you qualify for

Pick a job

Go to meps to complete the process.

OCS or Enlisted the most you will get for Loan Repayment is 65,000.  You

will need to provide all of your promissory notes.

To be a Recruiter:

You have be in for two years.  This option is only available to

Enlisted.

Critical MOS changes every month.... The MOS that you listed none of

them came in bold so I don't know which one you are actually interested

in.

All of these answers are for Regular Army.  I hope this helps..... Let

me know if there is anything else I can help you with.

US Army Reserve Recruiter.

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Army Thoughts

Below are my thoughts on joining the Army, I've just been adding bits here and there and I haven't looked over it, so it may not be 100% coherent.  

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Ok, so I'm thinking about joining the military full time.  Yeah, full time Active duty Army.  I was initial considering the Reserve or the National Guard.  

I've changed my mind, well, exploring all options because the main thing that kept me from signing up right away for the Reserve or ANG was the possibility of losing my job.  My work said they would hold it, but I really don't know if that's 100% true.  There are only two of us that truly know how to run the website and if one's gone, then it makes things very very hard.  They would have to at least find a temporary replacement, if I were even that lucky.

So I though, why risk my job (and decent pay) for only a few extra hundred a month?  Ok, I'm not comparing job coolness factors or the fact that I would be making a difference (in one way or another).  But just on the level of money, there would be a difference.  If I'm going to join, I might as well get all I can.

That said, the differences are like this, in the Reserve, you get up to $20,000 signing bonus and up to $24,000 student loan repayment.  Full time you get up to $40,000 signing bonus and up to $65,000 student loan repayment.  There are other benefits but those are the main ones that apply to me.

Also, I would be coming in at an E4, Specialist.  That's not too bad.  Thanks to my degree.  I should become an Officer though, I would make almost $10,000 more in my base pay if I do that.

I don't know how this whole thing about the military even started.  My wife and I have been trying to remember and I just can't.  I think what made it real for me was when my old roommate came to visit after getting out of Office Candidate School in the Air Force.  But that's all I can remember that set me off, more or less.

I don't know... I just see it as a way to get a cool and different job, learn some new skills and pay off some student loans!

I don't think that that anyone has done as much research as I have.  I've been reading over EVERYTHING!

By the way, I keep coming back to this so I may be saying the same thing over and over and I apologize.  

Like I said in the beginning, I wanted to find a way and serve but I didn't want it to interfere with my job.  I wanted to keep my job but still serve and the problem is that they would have to hire at least someone while I was gone because one person can not do it by themselves.  It really takes two people to do it all, unless its for a few days, but then things do end up lacking due to being spread too thin.

The other thing is, I was trying to hard to keep my job when I don't even know if I really like it in the first place.  Well that's not true.  I do like my job I just don't love it.  Co-workers are all normal, no one gets on my nerves and things work out.  But there just isn't anything that really is keeping me there.  I also don't feel like I'm learning anything new that I can bring to a new job, though I am learning some new things and a little bit about content managing, but that's about it.

Also, the company is fine, no major managing issues but at times there is a lot of unnecessary stress.  I don't mind stressful situations and I handle them extremely well I believe but it's just not cool when it not necessary.

So why protect this job that I don't like very much?  Yeah, that's what I started thinking too!  Look, I'm 23, I have a lot of life ahead of me, so what if I take a break and change directions for 2, 4, or even 6 years?  That still gives me a lot of time to do what I want.  Oh, that's also my other reason for wanting to join... I don't know what I want to do!

I used to want to do just video editing and video production, but then I've moved into more of an internet environment.  I also thought it would be fun to be a producer for a video game company or work on a web apps in New York City or San Francisco.  As you can see, I'm not really decided on anything. 

What I'm worried about is that if I don't join, I'm going to regret this the rest of my life.  I'm going to working at corporation after corporation just chugging away, then coming home and eating junk food and watching TV when I could have been making a difference as a soldier in the Army.  

My policy on the military is that anyone who signs up, anyone with any job in the military is serving their country.  So no matter what I would do it would give me a sense of accomplishment and I get excited just thinking about that!

That brings me to all the homework and research I've been doing.  Oh my gosh, I think I'm doing more than anyone has ever done!  But I like to be prepared, and especially don't like being ripped off.  I want all the bonuses, all the student loan repayment, I want to work out so that Basic Training is a breeze (as much of a breeze as possible!), I want to move up the ranks as fast as possible... I want to show the Army that I care and I am excited and I am an outstanding soldier.

My plan of attack?

- Practice, practice, practice my ASVAB

- Exercise: run/pushups/situps so that I can maximum points on my PT test

- Meet with an old friend who has an AR15 and become proficient enough to get "Expert" during M16 qualifying. 

- Attend Officer Candidate School (let that degree work for me!)

Sound good?  

I've already started working out, and I got a book on how to prepare me for basic training, The Ultimate Basic Training guide, and I took one sample ASVAB and got a 77, so I'm feeling semi prepared already.

The only thing I'm torn with is leaving my job in the professional world to join the Army.  Doesn't it sound strange?  Don't worry, that's not really holding me back but that's one of the last things that I'm thinking about.  Not many people leave a job where they make X amount of money and join the Army full time, or do they?  I guess that's what the Reserves are for but I want it full time.  

**

I'm going to make a decision soon, and I don't see why I shouldn't do it.  I know that the second I do it though, I'll say "What am I doing!?" but I know that I really won't mean it.  It's like the butterflies you get before a race but just a few seconds into the race you feel fine.

It's really just the nervousness of a career change.  But I can always go back into my past line of work if I want to, I'm just trying out a different path and seeing if I enjoy it.

**

Ok, I'm getting a lot closer now.  I've slowed down on research because I think I may have done all I that I could for now.  I need to take the ASVAB and get a medical physical next.

My recruiter says those are the next steps so I may do that in a few weeks.  I'm currently taking the practice ASVAB's on Military.com so I can get some practice and an feel for what my score may be.

Also, I know that the physical is just a medical one and not a PT test, but I am doing tons of pushups and starting to run a lot too, because I want to make sure I am really ready.

I guess that's all for now.